Credence Funding Corporation - Bringing Mortgages Home

Welcome to Credence Funding Corporation

At Credence Funding Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. We are with you every step of the way. You will save a lot of time if you determine what mortgage amount you can qualify for before you start looking at homes. As a rule, you don't want to spend more then 29 percent of your gross monthly income (that's before taxes are taken out of your paycheck). You'll need to consider current interest rates. The lower the rate, the higher the home price you'll be able to qualify for. Use our calculator to give you an idea of how much you can afford.

NMLS ID#878490
http://www.nmlsconsumeraccess.org/
Licensed by the NJ Department of Banking and Insurance

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Contact Credence Funding Corporation to find out more about the products and services we can provide. Regarding TEXAS residents and, properties located in TEXAS: "CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."

Illinois: James R. Thompson Center, IDFPR-Residential Mortgage Banking, 100 W. Randoph, 9th Floor, Chicago, Illinois, 60601 Tel: (844) 768-1713

Credence Funding Corporation
info@credencefunding.com
Ph: 866-821-4120
Fax: 240-223-4770

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Term	Rate	Apr
VA IRRRL	6.25%	6.49%
VA IRRRL 20	6.125%	6.349%
VA IRRRL 15	5.75%	5.99%
FHA Streamline	6.25%	6.99%
30 Yr Fxd	6.935%	7.016%
30 Yr Fxd FHA	6.082%	7.182%
15 Yr Fxd	6.247%	6.377%
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CA License # 60DBO44661 Licensed by the California Department of Business Oversight

CO License # 100048022 Licensed by the Division of Real Estate

DE License # 022405 Licensed by the Delaware Office of State Bank Commissioner

DC License # MLB878490 Licensed by the Department of Insurance, Securities, and Banking

FL License # MBR-1212 Licensed by the Florida Office of Financial Regulation

GA License # 36848 Licensed by the Georgia Department of Banking and Finance

IL License # MB.6761180 Licensed by the Illinois Department of Financial and Professional Regulation Division

MD License # 06-20051 Licensed by the Maryland Commissioner of Financial Regulation

MI License # fl0020506 Licensed by the Department of Insurance and Financial Services

NC License # L-172041 Licensed by the North Carolina Commissioner of Banks

NJ License # 878490 Licensed by the New Jersey Department of Banking and Insurance

PA License # 39247 Licensed by the Pennsylvania Department of Banking and Securities

SC License # MLS-878490 Licensed by the South Carolina Board of Financial Institutions

TN License # 124448 Licensed by the Tennessee Department of Financial Institutions

TX License # 878490 Licensed by the Texas Department of Savings and Mortgage Lending

VA License # MC-5662 Licensed by the Virginia Bureau of Financial Institutions

WA License # CL-878490 Licensed by the Washington Department of Financial Institutions

OR License# 878490 Licensed by the Oregon Division of Financial Regulation

OK License# ML014583 Licensed by the Oklahoma Department of Consumer Credit

AZ License# 1036368 Licensed by the Arizona Department of Insurance and Financial Institutions

IN License # 59987 Licensed by the Indiana Department of Financial Institutions

ID License # MBL-2080878490 Licensed by the Idaho Department of Finance

AL License # 23117 Licensed by the State of Alabama State Banking Department

OH License # RM.804884.000 Licensed by the Ohio Department of Financial Institutions

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